Health Insurance Quiz

When you do taxes you will receive a credit if you made less then you reported or owe if you made more.

Typically, copays, deductible, and coinsurance all count toward your out-of-pocket maximum. Keep in mind that things like your monthly premium, balance-billed charges or anything your plan doesn't cover (like out-of-network costs) do not

Before Obamacare insurances typicallly had a waiting period for pre-existing conditions

HSAs go with high deductible health insurance plans

Coverage is lower out of network but allows more flexibility

Trump administration did away the tax penalty on a Federal level in 2018. California, DC, Massachusetts, New Jersey, Rhode Island, and Vermont still do penalties.

People who are 65 or older. Certain younger people with disabilities. People with End-Stage Renal Disease